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Data de entrada: 9 de jun. de 2022

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Comparing College Financial Aid Award Letters


In just a few weeks, colleges will be distributing their financial aid awards. If you’ve applied to more than one college (and most do), you’re going to receive multiple acceptances and multiple award letters. As the letters begin to arrive at the beginning of March, you want to be smart and compare colleges side by side to find the best bargain.


What are the components of a typical award letter?


The financial aid award letter, although they differ from college to college, may include the following:


Grants


These will be either federal or state grants. I’ve had many a planner in my day, and none of them have worked out for me. But, Google Calendar was easily at my disposal, could sync with my phone, and had the handy addition of Google Tasks, which allowed me to check off things that I had completed. Nothing feels better than that! Plus, it’s much easier and more organized than having a trail of post-its everywhere you go. Befriend your calendar, and stay organized.

Consider these to be gifts. It’s money you’re awarded and do not have to repay. These grants are based on financial need.


Merit Aid/Scholarships


Colleges award merit aid to deserving students using their own criteria. This aid is in the form of college-based grants and scholarships. Some scholarships have criteria such as buy thesis a specific GPA, enrollment requirement, or certain income requirements. You should also ask if this aid is renewable each year or only for incoming freshmen. You just have to keep yourself organized, keep your head in the game, and remember to divide your time between your social life and your homework. It’s all in how you look at it.


Work Study


If you qualify for financial aid, colleges will award you work study. This is money the student will earn at a job, usually on campus, while in college. You’re so close to being done. Instead of having a major freak-out over how much work you have left and how little time you have to do it, stop and take a moment to realize how much you’ve already accomplished. Then, think about how close you are to achieving your goals, and focus on that. Prioritize your work, and try not to let the pressure deter you from finishing everything.This money can offset college expenses.


Student loans


Colleges offer subsidized and unsubsidized student loans. You should understand the terms of each of these, along with interest rates and repayment terms.


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